If you plan to avail a credit card you must keep in mind that your card should have some customer-friendly features in it. There are certain common features provided by every company. Let us discuss what should be the essential features of a good credit card:

- Interest rate of a good credit card should be low.
- Along with a low interest rate, they should also provide some incentives in form of points or cash back per transaction.
- There should be provision for good rewards against the points accumulated which can be redeemed in form of ticket fare, hotel fare or gift card of some store.

Remember, a good credit card can make a very good credit score for you. So having a good or bad credit history now depends on you.